You bought automobile and/or homeowners insurance policy to provide your family financial security when tragedy strikes. If this time should come, you expect you own insurance company to provide you the benefits it promised in your policy. Unfortunately, sometimes insurance companies do not want to cooperate. And sometimes, insurance companies break their promises leaving their own insureds stranded between a rock and a hard place. This is where we step in.
Under Arizona law, your insurance company should act in good faith when considering a legitimate claim submitted by its insured. Arizona law requires insurance companies to treat their customer/ insured fairly, which includes immediate payment of claims which the policy terms require. Unfortunately, insurance companies do not always honor their contract promises, and play by their own rules. This is extremely frustrating for the insured when the premiums were paid on time, every time. If you have reached this point, Mingus Mountain Law Group, PLLC is ready to help you.
Bad faith insurance law developed in Arizona decades ago when a pattern of unfair denials by insurance companies began to surface. Sometimes the bad faith by your insurance company will not be a complete denial, but a flimsy agreement to pay only a portion of your damages. Bad faith can also appear when your insurance company fails to properly investigate a claim to determine the real facts, or delays the processing of a claim. If you believe your insurance company has acted in bad faith, you may file a lawsuit against your insurance company in an attempt to receive the benefits you are entitled, plus the costs you incur for filing suit, such as attorneys’ fees and costs.
Bottom line, an insurance policy is a contract. When your insurance company fails to comply with the terms of the contract, a breach of contract occurs. At Mingus Mountain Law Group, PLLC, we represent victims of bad faith. If you have been ignored by your own insurance company, call us today for a better tomorrow.